W2 vs 1099 Event Workers

W-2 vs 1099 Event Workers: What Every Event Organizer Needs to Know | TAG Risk Brief
Risk Brief

W-2 vs 1099 Event Workers: What Every Organizer Needs to Know

MH
Megan Hayward
Founder & CEO, TAG
February 19, 2026 11 min read

Quick Takeaways

  • Classification determines who carries the risk — not the contract language, not what you call the worker.
  • The IRS uses a three-part test. Most event staff fail the contractor test and legally qualify as employees.
  • Federal penalties reach up to 41.5% of misclassified earnings. State penalties stack on top.
  • The gig platform's liability shield is not yours. If you directed the worker, you may share employer status in an audit.
  • W-2 bill rates run 20–40% higher at the point of hire — but the compliance cost gap reverses quickly with penalties.

Every temporary staffing arrangement starts with a classification decision that most event organizers never make consciously. That decision determines who is legally responsible for payroll taxes, workers' compensation, unemployment insurance, and a significant list of state and federal labor protections.

Two classifications exist: W-2 employees and 1099 independent contractors. They are not interchangeable. Understanding the difference is foundational to understanding your legal and financial exposure.

The Two Models

What W-2 and 1099 Actually Mean

W-2 Employee

The Legal Employer Model

The staffing agency is the employer of record. They withhold federal and state taxes, pay the employer share of FICA, carry workers' compensation insurance, and assume legal responsibility for employment status, tax compliance, and workplace protections.

1099 Independent Contractor

The Self-Employment Model

The worker is classified as self-employed. No taxes are withheld. No workers' compensation. No unemployment insurance. The hiring party sends a 1099-NEC if payments exceed $600. The worker receives no employment protections.

The Classification Is Not Yours to Choose

Classification is determined by the actual facts of the working relationship as measured against IRS and DOL standards. A contract that calls someone a contractor does not make them one.

How the IRS Decides

The Three-Part Classification Test

The IRS evaluates worker classification using three categories: behavioral control, financial control, and type of relationship.

01

Behavioral Control

Does the company direct how the worker performs their job — when to arrive, where to stand, what to wear, how to greet guests? In event staffing, you almost always tell workers exactly how to do the job.

High employee signal
02

Financial Control

Does the company control the economic aspects? Contractors set their own rates, provide their own tools, work for multiple clients. Event staff receive a set rate, use venue equipment, work a single event.

High employee signal
03

Type of Relationship

Does the worker have contracts, benefits? Are the services core to the company's business? For events, staff perform the core function — ushering, serving, crowd management.

Employee signal
Why Most Event Workers Are Legally Employees

The Practical Reality

The practical reality of temporary event staffing checks nearly every employee indicator in the IRS framework. The organizer dictates the schedule, what to wear, where to stand, and exactly how to perform roles. Workers use venue equipment and follow the organizer's protocols. This is not independent contracting. When you control how the work is done, the worker is an employee.

What Gig Platforms Don't Tell You

Platforms that classify workers as 1099 contractors shift the legal exposure to you — the organizer who directed the work. If the IRS or DOL determines workers were misclassified, they look at who exercised control. That's you.

✓ W-2 Compliant

What You Get

Agency is employer of record — all obligations theirs
Payroll taxes withheld and remitted correctly
Workers' comp covers on-site injuries
Full FLSA and labor law compliance
✗ 1099 Gig Platform

What You Inherit

Misclassification risk transfers to you
No workers' comp — injury liability is civil
Joint employer exposure in audits
Retroactive penalties across multiple years
Federal Penalties

The Cost of Misclassification

Federal IRS penalties reach up to 41.5% of total misclassified earnings, including 1.5% of wages, 40% of employee FICA not withheld, and 100% of employer FICA not paid.

State penalties stack on top: California $5,000–$25,000 per worker, New York $2,500+, Minnesota $10,000, Massachusetts 3x back wages. These penalties apply retroactively across multiple years of events.

Penalties Are Additive, Not Alternatives

Federal and state penalties apply simultaneously. A California organizer misclassifying 20 workers faces federal IRS penalties plus California's per-worker fines plus back workers' comp premiums plus potential civil litigation from injured workers with no coverage.

Common Questions

Frequently Asked Questions

W-2 employees are legally employed by the staffing agency. The agency withholds payroll taxes, carries workers' compensation, and assumes legal responsibility. 1099 contractors are self-employed — no withholding, no workers' comp, greater legal exposure for you.
The IRS uses three tests: behavioral control (does the company control how work is done?), financial control (does the company control economic aspects?), and type of relationship. For event staffing, behavioral and financial control factors almost always indicate employee status.
Federal IRS penalties reach up to 41.5% of misclassified earnings. State penalties apply on top: California $5,000–$25,000 per worker, New York $2,500+, Minnesota $10,000. These penalties apply retroactively across multiple years.
Yes. Event organizers who directed workers classified as 1099 can be held jointly liable in IRS audits and DOL investigations. The platform's liability shield does not protect you.
Rarely, and only for specific roles. A 1099 classification is defensible when the worker operates an independent business, sets their own rates, works for multiple clients, and provides their own tools. General event staff rarely qualify as legitimate independent contractors.
M
Megan Hayward
Founder & CEO — TAG

Megan brings 14+ years of staffing industry experience to this brief. She founded her first staffing agency at 24 and built TAG into a compliance-first platform serving 300+ markets across the US and Canada. She has placed nearly 20,000 workers across 2,500+ events through TAG's network of 200+ vetted W-2 agencies.

Every TAG worker is W-2. No exceptions.

TAG's 200+ partner agencies across 300+ markets employ all workers as W-2 employees — full tax compliance, workers' compensation, and zero misclassification risk transferred to you.

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